Retirement
Retirement Calculator
See your nest egg at retirement and the monthly income it sustains. Adjusted for inflation, with employer match and your contributions.
Methodology
During the accumulation phase we apply your monthly contribution and a monthly return, then add the employer match annually. At retirement, we compute the sustainable withdrawal as a present-value-of-annuity payment using your post-retirement return and the number of years in retirement. Inflation is applied separately to show today's-dollars equivalents.
This is a deterministic projection — real markets are noisy. For a probability-based view, look up “Monte Carlo retirement calculator.” Use this tool to sanity-check whether your savings rate is in the right ballpark.